Accounting & Tax
Clearing
Trust accounting and bookkeeping built for short-term rental managers
Solid Option
Specialist bookkeeping for STR managers who actually need trust accounting
From $25 • No free trial
Comparison
Clearing vs Ximplifi
Pricing, pros and cons, and buyer-fit side-by-side. Pick the one that matches your operation — or see why neither should.
Accounting & Tax
Ximplifi
Outsourced accounting and automation built for vacation rental managers
Best for Scale
Full-service outsourced accounting for PMCs ready to hand off the books
Contact sales • No free trial
✓Editorial verdict
Which Should You Pick: Clearing or Ximplifi?
Pick Clearing if you want a self-serve trust accounting and reconciliation platform with published per-listing pricing and homeowner ACH disbursement built in. Pick Ximplifi if you'd rather hand the books to US-based STR-specialized accountants as a managed service and don't need to operate the software yourself.
Editorial perspective from the Clearing side; factual claims about Ximplifi are drawn from its review.
Pricing Side-by-Side
Clearing
Full pricing →From $25 • No free trial
Up to 5 listings
$25/mo
- Bookkeeping baseline
- PMS, Stripe, and Airbnb data ingestion
11-20 listings
$9.25 per unit/mo
- Bookkeeping baseline
- Per-unit pricing kicks in
100+ listings
$8.50 per unit/mo
- Bookkeeping baseline at lowest published per-unit rate
- Suitable for portfolios at scale
Trust accounting add-on
$2.50 per unit/mo + $199-$499 setup
- Virtual bank accounts to segregate rental funds
- ACH disbursement to homeowners
Ximplifi
Full pricing →Contact sales • No free trial
Contact sales
Custom pricing based on scope of services and company size. Bill pay services cost $10/listing/month on Gold/Silver plans (included in Platinum). VRPlatform subscription based on active units. No published pricing — contact sales for quote.
Try XimplifiWhat each tool does well — and where it falls short
What Clearing does well
Broad PMS and payment-processor integration coverage
The integrations page lists Hostaway, Guesty, Hospitable, Lodgify, OwnerRez, Stripe, and others — unusually wide for a bookkeeping-layer product, which reduces lock-in if you switch PMSes.
Trust accounting is the headline feature, not a bolt-on
The homepage title is 'Trust accounting for Property Managers' and the platform supports virtual bank accounts to keep owner funds segregated — a compliance step generalist tools push back to the operator.
Vendor case studies cite quantified time savings
Named customers on the customer-story page report cuts like 'up to 70%' fewer month-end hours across 300+ properties and one operator saving 50+ hours monthly.
What Ximplifi does well
Industry specialization with human expertise
Combines technical automation with US-based accounting expertise specifically for vacation rentals, avoiding problems of working with general accountants unfamiliar with STR complexities.
Significant time savings
Documented case study shows one client saving 30 hours per week and over $100,000 annually while becoming more profitable.
Seamless PMS integration
VRPlatform connects directly with popular PMS platforms and accounting software to eliminate manual data entry.
Where Clearing falls short
Plan tier pricing requires a sales call
Both Pro and Ultimate plans show 'Talk with Sales' on the pricing page, and a third-party directory notes a demo is required before purchase. Apples-to-apples comparison requires booking a call.
Trust accounting is priced separately from the bookkeeping base
It's $2.50 per unit per month plus a one-time implementation fee scaling from $199 to $499 by portfolio size — meaningful budget for a 50-listing operator.
Very limited independent review signal
shorttermrentalsoftware.com lists '0 reviews currently listed' and Capterra/G2 don't surface a populated page, so buyers lean heavily on vendor-published case studies.
Where Ximplifi falls short
Higher cost than software-only solutions
Includes human accountants and full-service support rather than just automation tools, making it pricier than typical software licenses.
Additional vendor complexity
Requires adding another vendor relationship and subscription cost to your stack, with a potential adjustment period to work with their team's style.
Opaque pricing model
No published pricing structure available, requiring direct sales engagement for custom quotes, making cost comparison difficult.
Which Should You Pick
Pick Clearing if
Property managers running 10-300+ short-term rental units who need automated trust accounting, owner statements, and reconciliation across multiple OTAs and PMSes.
Skip Clearing if
You're a single-listing host, you need a PMS replacement (Clearing layers on top of one), or you require self-serve plan-tier pricing without a sales call.
Pick Ximplifi if
PMCs that want to outsource their bookkeeping to vacation rental accounting experts while leveraging software to automate data flow from their PMS.
Skip Ximplifi if
You're an individual self-managing property owner or need a low-cost DIY accounting tool rather than a full-service relationship.
Where Clearing and Ximplifi actually differ
- Clearing is software your team operates — ingesting PMS reservations, reconciling in-app, and disbursing to owners; Ximplifi is an outsourced accounting firm where US-based accountants do the bookkeeping, bill pay, and owner statements for you.
- Clearing publishes per-listing pricing ($25/mo floor up to 5 listings, $9.25/unit at 11–20, $8.50/unit at 100+) plus a $2.50/unit trust-accounting add-on with a $199–$499 implementation fee; Ximplifi only publishes bill pay at $10/listing/month on Gold/Silver tiers and quotes everything else.
- Clearing ships trust accounting as a first-class product feature with virtual bank accounts and ACH disbursement to homeowners; Ximplifi delivers trust accounting through its accountants as a service rather than a tool you run.
- Clearing's accounting connector is QuickBooks Online on the Ultimate plan only; Ximplifi integrates with QuickBooks, Xero, and Sage Intacct — broader coverage if you're standardized on Xero or need enterprise-grade Intacct.
- Clearing's vendor case studies cite up to 70% fewer month-end hours while your team still drives the platform; Ximplifi documents 30 hours/week saved and $100K+ annual savings by replacing in-house bookkeeping labor entirely.
Common objections
- Ximplifi just does the work for me. Why would I run Clearing myself?
- If you have no STR-fluent accounting talent and don't want to hire any, Ximplifi is the cleaner answer and we'd say so. Clearing wins when you have an in-house controller or bookkeeper and want to keep ownership of the close — published per-listing pricing, virtual bank accounts, and ACH disbursement let your team move faster without paying managed-service rates on every transaction.
- Ximplifi integrates with Xero and Sage Intacct and Clearing only ties to QuickBooks Online. Isn't that a dealbreaker?
- It is if you're committed to Xero or Intacct — be honest with yourself about that before picking Clearing. Most PMCs in our pricing band run QuickBooks Online, so the Ultimate-plan connector covers the common case. If you're on Intacct specifically, Ximplifi is the better fit and pairing it with Clearing for the trust-accounting and disbursement layer is a reasonable hybrid.
- Can I use Clearing and Ximplifi together?
- Yes, and some PMCs do. Clearing handles trust accounting, virtual bank accounts, and owner disbursements while Ximplifi's accountants close the books in QuickBooks, Xero, or Sage Intacct from cleaner upstream data. The overlap is reconciliation and owner statements, so decide which vendor owns that workflow rather than paying both to do it.
Keep Digging
Clearing
Specialist bookkeeping for STR managers who actually need trust accounting
Ximplifi
Full-service outsourced accounting for PMCs ready to hand off the books