InsuraGuest for large portfolios (20–100 listings)
Professional operators and small-to-mid property management companies running 20–100 listings, typically with dedicated staff and systems.
Our verdict for large portfolios (20–100 listings)
Consider alternatives
At enterprise scale you almost certainly need a high-limit per-occurrence policy and a transparent property-manager rate card — neither of which InsuraGuest publicly offers.
What might bite you
- $25,000 top coverage cap is light for luxury or large-home damage
- No published enterprise or property-manager-program rate card
- Positioned as a layer, not a replacement for structural/liability coverage
Best-for-you alternatives at this size
- Proper Insurance Great fit
At 20+ listings the odds of needing specialized coverage approach certainty — Proper's breadth pays for itself the first time you file a non-standard claim.
Contact sales • No free trial · The most comprehensive STR insurance — if you can stomach the premium
- Safely Okay fit — consider alternatives
Pay-per-booking math works at high nightly-rate properties but gets expensive at 250+ nights/yr/property. Large operators running high-occupancy urban or resort units often do better with annual policies like Proper or Steadily at this scale.
From $8 • No free trial · Best pay-per-booking insurance for low-to-mid occupancy hosts
- Awning Insurance Consider alternatives
Awning's curated four-carrier set is consumer-facing residential STR; large portfolios with mixed property types should engage a specialized commercial broker directly.
From $40 • No free trial · Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape
Still think InsuraGuest is right for you?
From $69 • No free trial