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All tools/InsuraGuest

Best Value
How we reviewBy STRStack · Last updated 2026-04-25

InsuraGuest for mid-sized portfolios (5–20 listings)

Operators at 5–20 listings, past the solo-host stage but not yet running a full property management company.

Our verdict for mid-sized portfolios (5–20 listings)

Okay fit — consider alternatives

Blanket coverage across a portfolio is convenient, but property-manager pricing isn't publicly published — you'll need to ask for a rate card.

Why it fits you

  • Single subscription blanket-covers properties under the operator account
  • Pre-integrated with Hostaway and Guesty for portfolio-scale ops

What might bite you

  • $25K cap may be light if any units are higher-end
  • PM-program pricing is opaque — no transparent multi-property discount published

Best-for-you alternatives at this size

  • Proper Insurance Great fit

    This is Proper's sweet spot — enough units to spread the premium cost, enough risk exposure to need the specialized coverage.

    Contact sales • No free trial · The most comprehensive STR insurance — if you can stomach the premium

  • Awning Insurance Okay fit — consider alternatives

    Useful as a benchmark check against your incumbent carrier, but not a portfolio management tool — you'll still bind directly with one of the four partners.

    From $40 • No free trial · Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape

  • CBIZ Vacation Rental Insurance Okay fit — consider alternatives

    Mid-portfolio owners can get coverage, but CBIZ doesn't publish portfolio-level minimums or multi-property discounts, so you'll need to negotiate via the quote process.

    Contact sales • No free trial · Established specialty STR insurer — but you'll need to call for a quote

Still think InsuraGuest is right for you?

From $69 • No free trial