InsuraGuest for small portfolios (1–5 listings)
Hosts with 1–5 short-term rental listings looking for software that scales with them, not against them.
Our verdict for small portfolios (1–5 listings)
Great fit
If you've got 1–5 listings on a connected PMS, $69/mo flat for guest damage and medical coverage is hard to beat — and you can pass it through as a nightly fee.
Why it fits you
- Flat $69/mo is predictable and recoverable via a ~$3/day guest fee
- Pre-integrated with the PMSs small operators actually use (Hostfully, OwnerRez, Lodgify)
- No-fault claims model means less time arguing with guests over damage
What might bite you
- Still need separate landlord/structural insurance
Best-for-you alternatives at this size
- Awning Insurance Great fit
If you're a new Airbnb host evaluating your first STR policy, Awning's one-page comparison of four named carriers is exactly the triage tool you want.
From $40 • No free trial · Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape
- CBIZ Vacation Rental Insurance Great fit
If you're an individual owner of a single STR or a small portfolio of 1–4-unit properties, CBIZ is purpose-built for you — it's the segment they explicitly target.
Contact sales • No free trial · Established specialty STR insurer — but you'll need to call for a quote
- Safely Great fit
Safely's pay-per-night model is built for you — zero cost during vacancy, no annual commitment, and guest screening bundled in.
From $8 • No free trial · Best pay-per-booking insurance for low-to-mid occupancy hosts
Still think InsuraGuest is right for you?
From $69 • No free trial