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All tools/Mercury

Solid Option
How we reviewBy STRStack · Last updated 2026-04-25

Mercury for large portfolios (20–100 listings)

Professional operators and small-to-mid property management companies running 20–100 listings, typically with dedicated staff and systems.

Our verdict for large portfolios (20–100 listings)

Okay fit — consider alternatives

Mercury Pro at $299/mo can support 50–500 listings, but at this size operators usually want a chartered bank relationship as well.

Why it fits you

  • Pro tier supports up to 250 active users and free invoice ACH debit
  • API access supports custom finance automations large operators tend to build

What might bite you

  • Mercury is a fintech, not a chartered bank — concentration risk grows with volume
  • No native PMS payout integrations beyond standard ACH

Best-for-you alternatives at this size

  • Brex Great fit

    Larger U.S.-incorporated STR management companies running NetSuite or Sage Intacct are exactly Brex's target buyer.

    From $0 • No free trial · A solid corporate card for incorporated STR companies — but not an STR tool

  • Baselane Consider alternatives

    At 20+ listings you need accounting tightly coupled with your PMS — Baselane's standalone banking layer adds friction, not efficiency.

    From $0/mo • No free trial · Best free banking and bookkeeping layer for independent rental owners

Still think Mercury is right for you?

From $0 • No free trial