Mercury for mid-sized portfolios (5–20 listings)
Operators at 5–20 listings, past the solo-host stage but not yet running a full property management company.
Our verdict for mid-sized portfolios (5–20 listings)
Okay fit — consider alternatives
Workable as the banking rail for 10–50 listings, especially once invoicing/bill-pay automation is worth the Plus tier.
Why it fits you
- Mercury Plus at $29.90/mo unlocks invoice ACH debit and broader user reimbursement
- Free USD wires reduce friction paying overseas cleaners and contractors
What might bite you
- Account-closure risk is more painful when more payouts route through one account
Best-for-you alternatives at this size
- Baselane Okay fit — consider alternatives
Solid free financial layer, but you will outgrow the lack of operational tools and may want tighter PMS integration.
From $0/mo • No free trial · Best free banking and bookkeeping layer for independent rental owners
- Brex Okay fit — consider alternatives
If your STR business is incorporated and has steady cash flow, Brex Essentials gives you cards plus expense controls without a personal guarantee.
From $0 • No free trial · A solid corporate card for incorporated STR companies — but not an STR tool
Still think Mercury is right for you?
From $0 • No free trial