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All tools/InsuraGuest

Best Value
How we reviewBy STRStack ยท Last updated 2026-04-25

InsuraGuest for Airbnb-first hosts

Hosts whose primary channel is Airbnb, with secondary interest in Vrbo or Booking.com.

Our verdict for Airbnb-first hosts

Great fit

Airbnb hosts can pass the ~$3/day cost through as a guest fee and add a real damage/medical layer on top of AirCover.

Why it fits you

  • FAQ explicitly notes operators can add fees through Airbnb
  • Flat monthly cost works regardless of Airbnb booking volume

What might bite you

  • Adds a fee line to the guest's total โ€” may affect conversion at the margin

Best-for-you alternatives at this size

  • Awning Insurance Great fit

    Awning's marketplace copy is explicitly Airbnb-centric, and Proper is positioned as the most popular Airbnb-native STR carrier.

    From $40 โ€ข No free trial ยท Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape

  • CBIZ Vacation Rental Insurance Great fit

    If your listings live primarily on Airbnb, CBIZ is built to replace the host-provided coverage with a real commercial policy โ€” including the amenity risks Airbnb's program narrowly addresses.

    Contact sales โ€ข No free trial ยท Established specialty STR insurer โ€” but you'll need to call for a quote

  • Proper Insurance Okay fit โ€” consider alternatives

    Proper fills the gaps Airbnb's Host Protection leaves wide open, but you're paying a premium for coverage breadth you may not fully need on a single platform.

    Contact sales โ€ข No free trial ยท The most comprehensive STR insurance โ€” if you can stomach the premium

Still think InsuraGuest is right for you?

From $69 โ€ข No free trial