Best Overall
Last updated 2026-04-20Proper Insurance for Airbnb-first hosts
Hosts whose primary channel is Airbnb, with secondary interest in Vrbo or Booking.com.
Our verdict for Airbnb-first hosts
Okay fit — consider alternatives
Proper fills the gaps Airbnb's Host Protection leaves wide open, but you're paying a premium for coverage breadth you may not fully need on a single platform.
Why it fits you
- Airbnb's built-in Host Protection has well-documented exclusions that Proper explicitly covers
- Commercial general liability up to $2M goes far beyond what Airbnb's program offers
What might bite you
- If you only list on Airbnb with low-risk properties, a cheaper policy may cover enough
- No published pricing makes it hard to budget alongside Airbnb's own fees
Best-for-you alternatives at this size
- Safely Okay fit — consider alternatives
Safely supplements AirCover with real commercial insurance and a faster claims process, but you're already getting some baseline protection from Airbnb.
From $8 • No free trial · Best pay-per-booking insurance for low-to-mid occupancy hosts
Still think Proper Insurance is right for you?
Contact sales • No free trial