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All tools/InsuraGuest

Best Value
How we reviewBy STRStack ยท Last updated 2026-04-25

InsuraGuest for Vrbo-first hosts

Hosts whose primary channel is Vrbo or HomeAway, typically larger properties or family rentals.

Our verdict for Vrbo-first hosts

Great fit

VRBO hosts get the same flat-rate, pass-through-able guest protection layer; vendor explicitly lists VRBO as a supported channel.

Why it fits you

  • VRBO named alongside Airbnb and Booking.com in the FAQ pass-through workflow
  • Works through the same PMS integrations (Hostfully, OwnerRez, etc.)

What might bite you

  • Coverage tops out at $25K โ€” review against your typical VRBO damage exposure

Best-for-you alternatives at this size

  • CBIZ Vacation Rental Insurance Great fit

    Vrbo hosts get the same fit as Airbnb hosts โ€” a commercial STR policy designed to replace homeowners coverage and address platform policy gaps.

    Contact sales โ€ข No free trial ยท Established specialty STR insurer โ€” but you'll need to call for a quote

  • Proper Insurance Great fit

    Proper is VRBO's exclusively endorsed insurance provider โ€” if you're VRBO-first, this is the default choice for a reason.

    Contact sales โ€ข No free trial ยท The most comprehensive STR insurance โ€” if you can stomach the premium

  • Safely Okay fit โ€” consider alternatives

    Vrbo's damage protection is weaker than Airbnb's AirCover, making Safely's supplemental coverage more valuable โ€” but the same cost math applies.

    From $8 โ€ข No free trial ยท Best pay-per-booking insurance for low-to-mid occupancy hosts

Still think InsuraGuest is right for you?

From $69 โ€ข No free trial