Proper Insurance for Vrbo-first hosts
Hosts whose primary channel is Vrbo or HomeAway, typically larger properties or family rentals.
Our verdict for Vrbo-first hosts
Great fit
Proper is VRBO's exclusively endorsed insurance provider — if you're VRBO-first, this is the default choice for a reason.
Why it fits you
- Exclusive VRBO endorsement means the coverage is specifically designed for the VRBO host model
- Comprehensive protection for the property-damage and liability risks VRBO's own protections don't cover
- Lloyd's of London underwriting provides financial strength VRBO trusts enough to put their name on
What might bite you
- The endorsement doesn't mean it's the cheapest — still compare quotes if cost is your primary concern
Best-for-you alternatives at this size
- CBIZ Vacation Rental Insurance Great fit
Vrbo hosts get the same fit as Airbnb hosts — a commercial STR policy designed to replace homeowners coverage and address platform policy gaps.
Contact sales • No free trial · Established specialty STR insurer — but you'll need to call for a quote
- InsuraGuest Great fit
VRBO hosts get the same flat-rate, pass-through-able guest protection layer; vendor explicitly lists VRBO as a supported channel.
From $69 • No free trial · Affordable flat-rate guest protection layer for PMS-connected operators
- Safely Okay fit — consider alternatives
Vrbo's damage protection is weaker than Airbnb's AirCover, making Safely's supplemental coverage more valuable — but the same cost math applies.
From $8 • No free trial · Best pay-per-booking insurance for low-to-mid occupancy hosts
Still think Proper Insurance is right for you?
Contact sales • No free trial