Best Overall
Last updated 2026-04-20Proper Insurance alternatives
Looking past Proper Insurance? Here’s how the main alternatives compare on pricing, fit, and verdict.
For context: Proper Insurance
The most comprehensive STR insurance — if you can stomach the premium
Contact sales • No free trial
The main alternative
- SafelyCompare vs Proper Insurance →Best for Small Hosts
Pay-per-booking vacation rental insurance with built-in guest screening
- Best for
- Seasonal or part-time hosts renting fewer than 100 nights per year who want insurance and guest screening bundled without an annual commitment
- Pricing
- From $8 • No free trial
- Verdict
- Best pay-per-booking insurance for low-to-mid occupancy hosts
How to pick between them
- Count your listings first. Most STR property management pricing scales per-listing or per-tier. The right tool at 3 listings is often the wrong one at 30.
- Do booking fees matter to you? A 1% fee on $200k/yr of direct bookings is $2,000/yr. That can flip the math.
- List the non-negotiable integrations. Your dynamic pricing tool, cleaning platform, and smart locks all need to connect. Confirm before committing.
- Free trial or demo only? Some vendors let you touch the product. Others only show it on a sales call. If trialing matters to you, that filters fast.