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All tools/Safely

Best for Small Hosts
How we reviewBy STRStack ยท Last updated 2026-04-19

Safely for Airbnb-first hosts

Hosts whose primary channel is Airbnb, with secondary interest in Vrbo or Booking.com.

Our verdict for Airbnb-first hosts

Okay fit โ€” consider alternatives

Safely supplements AirCover with real commercial insurance and a faster claims process, but you're already getting some baseline protection from Airbnb.

Why it fits you

  • Commercial-grade coverage ($1M liability) goes well beyond what AirCover provides
  • Claims paid in 4.5 days vs. the often months-long AirCover process

What might bite you

  • AirCover already provides some baseline damage protection at no extra cost
  • Adding $8+/night on top of Airbnb's service fee compresses margins on lower-priced listings

Best-for-you alternatives at this size

  • Awning Insurance Great fit

    Awning's marketplace copy is explicitly Airbnb-centric, and Proper is positioned as the most popular Airbnb-native STR carrier.

    From $40 โ€ข No free trial ยท Useful triage page for new Airbnb investors; thin if you already know the STR carrier landscape

  • CBIZ Vacation Rental Insurance Great fit

    If your listings live primarily on Airbnb, CBIZ is built to replace the host-provided coverage with a real commercial policy โ€” including the amenity risks Airbnb's program narrowly addresses.

    Contact sales โ€ข No free trial ยท Established specialty STR insurer โ€” but you'll need to call for a quote

  • InsuraGuest Great fit

    Airbnb hosts can pass the ~$3/day cost through as a guest fee and add a real damage/medical layer on top of AirCover.

    From $69 โ€ข No free trial ยท Affordable flat-rate guest protection layer for PMS-connected operators

Still think Safely is right for you?

From $8 โ€ข No free trial