Best Overall
Last updated 2026-04-20Proper Insurance for multi-channel operators
Operators listing on three or more channels (Airbnb, Vrbo, Booking.com, Expedia, Agoda, Google Vacation Rentals).
Our verdict for multi-channel operators
Great fit
Multi-channel hosts face the widest range of liability scenarios — Proper's coverage breadth matches that exposure better than any competitor.
Why it fits you
- One policy covers all your channels instead of relying on each platform's patchwork protections
- Amenity liability and squatter coverage are channel-agnostic risks that grow with listing diversity
- Commercial general liability up to $2M provides a single umbrella across all booking sources
What might bite you
- Premium pricing compounds the cost pressure multi-channel hosts already face from multiple platform fees
Best-for-you alternatives at this size
- Safely Okay fit — consider alternatives
Safely works across channels, but verify PMS integration support for your stack before committing — the full integration list is not publicly confirmed.
From $8 • No free trial · Best pay-per-booking insurance for low-to-mid occupancy hosts
Still think Proper Insurance is right for you?
Contact sales • No free trial